Compare home insurance
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Owner, condo or tenant, the right comparison starts with knowing what each policy actually includes.
What to compare
- Dwelling and contents limits, and whether contents are at replacement cost or actual cash value.
- Liability if someone is hurt at your home.
- Water coverage: sewer backup and overland water are often separate add-ons.
- Additional living expenses if you can’t stay home during repairs.
Questions to ask any insurer or broker
- Which water events are excluded on this policy?
- Are my belongings covered at replacement cost?
- What deductible applies to a water claim?
Partner offers. Comfy may earn a flat fee when you visit a partner. Quotes happen on the partner’s own site. Disclosures
- RatehubHome, condo and tenant rate comparisonCompare rates on Ratehub (opens a partner site in a new tab)
- KanetixHome and tenant quotes side by sideCompare rates on Kanetix (opens a partner site in a new tab)
- Rates.caHome rates from insurers and brokersCompare rates on Rates.ca (opens a partner site in a new tab)
- EverQuoteHomeowners and renters comparisonCompare rates on EverQuote (opens a partner site in a new tab)
- SmartFinancialHome insurance comparisonCompare rates on SmartFinancial (opens a partner site in a new tab)
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General information only, not advice. Coverage depends on the insurer’s policy wording and where you live.