Comfort Insurance is an insurance guide, not an insurer. We don’t sell, quote or arrange insurance, and nothing here is advice. Below is how life insurance from insurers commonly works. Always check the wording of any policy you’re offered.
Life insurance, simplified
Life insurance is a promise to the people who depend on you. It helps make sure that if you are not there, they can stay in their home, keep up with bills and plan for the future.
Term or permanent?
- Term life covers you for a set number of years. It is often the most affordable type of life insurance while children are young or a mortgage is being paid down.
- Permanent life covers you for life and can build cash value over time. It can also be part of estate planning.
Before you apply
Applications are made directly with an insurer or through a licensed advisor. Ask why each question is there and what the policy excludes.
